Some states find themselves in the crosshairs of disaster far more than others.
Presidents have declared nearly 2,000 major disasters in the 50 states and the District of Columbia over the past 60 years as of April 2013, but a mere 10 states have been responsible for a third of that total.
Where do these damaging events occur most frequently and severely?
Kiplinger.com worked with the Property Claim Services unit of Verisk Analytics, a leading source of insurance risk information, to identify the ten states that have suffered the biggest property losses from disasters over the past decade. (Oklahoma, by the way, isn't as high on this list as you might imagine.)
4. New York
Yes, California has had 78 major disaster declaration since 1953. Second only to Texas which had 86. The nation's most populous state also is one of the most disaster-prone thanks to wildfires, landslides, flooding, winter storms, severe freeze and even tsunami waves.
But earthquakes are the disaster perhaps most closely associated with California. The worst in recent years have included a magnitude-6.9 quake near San Francisco in 1989 that killed 63 and a magnitude-6.7 quake in Southern California in 1994 that killed 61.
If a disaster is likely to strike where you live, make sure you have enough insurance coverage to protect your finances.