3 easy options for checking your credit score - FOX 35 News Orlando

3 easy options for checking your credit score

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ATLANTA -

Everybody is entitled to a once-a-year free credit report. But, it's always been a little confusing because if you wanted your credit score that goes with it - then you had to pay. There are options out there.

But first, let's talk about why this annual check up is such a good idea. Your financial past plays a huge role in your financial future. Your credit history tells a lender whether you can be trusted with a mortgage or a car loan. Even some employers today want to know if you pay your bills. So you need to know what's on your credit report.

Let's start at the Web site Credit Karma which gets its information from Transunion. It's an easy-to-navigate financial management service for consumers. It offers services like debt repayment and mortgage estimate calculators. And now it's offering a free look at your credit report and score. The site say it's refreshed once a week and doesn't impact your credit score if you check on it a lot.

The credit reporting group Experian is tied to a similar financial management site called Credit Sesame. Just like the previous one, it's very easy to sign up and very easy to use. And, it updates your information once a month.

And finally, there is another place to stop called Quizzle. It collects your credit-worthiness from Atlanta-based Equifax. It's also user-friendly, but it only offers a free credit report and your score twice a year. But, I found it more in-depth if you wanted ideas for repairing your credit.

So what's not to like? When I checked my credit score on all three sites there was a 64-point range from highest to lowest and one that sat right smack in the middle.

But don't give that too much weight. The FTC says 25 percent of consumers have mistakes on their credit reports. That's what you need to be checking on and fixing. And, all of the sites offer advice on where and how you can boost your credit standing.

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